It's situations like that that make me glad that my nearest neighbor is across the road about 75 yards from my house. Even that's a little close for my tastes. Before I moved to my current house my nearest neighbor was about 2 miles away.
I mostly smoke Flor de Oliva toros while golfing. I tend to keep my cigar in my mouth and chew it while I'm playing golf, and I'd rather not smoke something expensive that's going to tick me off when I have to toss it because it gets too slobbered up.
I haven't been buying much lately, but it's mostly because I'm out of room to store cigars. I haven't been hurt much by the slow economy. The high gas prices have affected my driving habits, but they haven't cut into other areas of my budget yet.
I'd go with Padron Londres if you want something decent. They can be had for $55 for a box of 26. If you want to go really cheap and still get something that's a decent smoke, I highly reccomend Flor de Oliva. A bundle of 25 toros is under $35.
I don't worry about it, because the risk is relative to the number of cigars you smoke, and I usually only smoke 1 or 2 a week. I'm sure my risk of developing oral cancer is higher than somebody who never smoked at all, but I doubt it's much higher.